We recognise that financing the purchase of a home will probably be the largest financial commitment that most people will ever make. We will advise and recommend on mortgages specially tailored for first time buyers, mortgages for people moving home or wishing to change mortgage provider and mortgages for people making a fresh start after the break down of a relationship or in the case of financial difficulty. We also advise on offset accounts for people who wish to combine their mortgage with their other financial accounts.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances, but we estimate it will be £395.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some aspects of overseas mortgages, commercial mortgages and buy to let mortgages.
Residential – complete independent financial advice when moving home or re-mortgaging for whatever reason. You may have to pay an early repayment charge to your existing lender if you re-mortgage.
Poor credit – previous financial problems can usually be solved with the right financial advice.
New Build – over 15 years experience dealing with deadlines for builders and developers of new homes.
Commercial – we have links with all the main banks for business loans and purchases.
Self employed – less than three years accounts or cannot prove income levels may not be a problem.
Buy to Let- we have links to all specialist lenders should you be looking to buy property purely for rental purposes.There will be a fee of £395 for advice.
Self build – Building your own home with loan payments when needed to fund each stage of building.
Overseas – if you are buying abroad with a view to retiring, holidays or even to rent for income.